While many people consider consolidating a debt others are not in the favor of doing so. Whether, consolidating is a good idea or not, depends on your financial situation and on your personal paying habits. You must also consider the type of debt consolidation being considered before giving your approval. A longer loan paying term could mean paying more in the end.
Maybank offers the best debt consolidation plan as it offers a lower rate of interest than other banks and a longer loan repaying term. However, you need to compare the interest rates and the loan paying term before making the final plunge.